A Medi-Gap or "Medicare Supplement" is offered by private insurance companies to help pay all or most of the cost left behind by Medicare Part A and B.  These plans have the following features and benefits:


  • Guaranteed Renewable for Life
  • No Network Restrictions
  • See any Doctor who accepts Original Medicare
  • A set monthly premium (no surprises)
  • No Deductibles
  • No Co-Pays*
  • Multiple Plans to Choose from
  • Does not have a drug plan tied to the Policy


*Most plans do not have a co-pays except Plan N


Medicare supplement plans are not subject to Medicare compliance laws as are other types of Medicare health plans and Part D drug plans. 


You  are allowed to select a Medicare supplement plan without going through underwriting or being subject to eligibility questions if:


  • You are turning 65 within 6 months and have applied for or eligible for Medicare Part A and B
  • If you are older than 65 and have lost group insurance coverage through no fault of your own in the last 63 days and have applied for Part B
  • If you are under 65 and have recently received Medicare Disability. (Rules vary from state to state.)
  • If your Medicare Advantage Plan has terminated your coverage.


Also Medicare supplement plans are not subject to the "Annual Open Enrollment" as the other Medicare plans are, once you've chosen a Medicare supplement plan, that's all you have to do, no other action will ever be required and the plan will automatically renew on your anniversary date.

How Medicare Supplement

plans works



A traditional Medi-Gap or "Medicare Supplement Plan" is designed to pick up all or most of the cost left behind by original Medicare.  A Medi-Gap Plan works with original Medicare and there are 11 standardized plans.


CLICK HERE to view the 11 Standardized plans and their benefits.​


As your local agent I help with issues and annual reviews, I'm paid by the insurance carriers, so my service costs you nothing, and you'll pay the same rate whether you go direct or work with a local agent, I'd like to do the work for you!

Medicare

SUPPLEMENT
PLANS